Know who you're doing business with.
Screen individuals and businesses against AML watchlists, PEPs, sanctions and adverse media before risk becomes a business problem.
{
"status": "clear",
"risk_score": 23,
"matches": []
}
Reduce risk exposure
Identify potentially high-risk customers before onboarding them or allowing them deeper access to your platform.
Make faster decisions
Replace fragmented manual screening workflows with structured risk signals your systems can consume automatically.
Scale compliance
Build AML screening directly into your onboarding, account review and risk-management workflows without building the infrastructure yourself.
Identity intelligence for modern businesses
Know when an identity becomes a risk.
LumiID helps businesses turn identity data into actionable risk intelligence by screening customers against relevant AML risk sources.
Start screeningPEP Screening
Identify politically exposed persons and potential elevated-risk relationships.
Sanctions Screening
Check customers and businesses against applicable sanctions and restricted-party lists.
Adverse Media
Surface relevant negative media signals that may indicate reputational or financial risk.
Watchlist Screening
Screen identities against relevant watchlists as part of your customer risk workflow.
Customer monitoring
Risk status
Screening shouldn't stop at onboarding.
A customer can become a risk after they have already been approved. Build ongoing screening into your compliance workflow so changes in risk don't go unnoticed.
Monitor existing customers
Keep risk assessment active after customer onboarding.
Detect changes in risk
Identify when an identity's risk profile changes.
Trigger manual review
Route potentially risky matches to your compliance or operations team.
From identity to risk decision.
Add AML screening to your existing onboarding and compliance workflows without rebuilding your stack.
Capture identity
Start with verified customer information such as name, date of birth or business details.
Screen for risk
Match identity information against applicable AML, PEP, sanctions, watchlist and media signals.
Make a decision
Receive structured screening results and use them to approve, reject, flag or manually review.
Add AML screening with an API.
Integrate screening directly into your onboarding, KYB, account review and risk workflows using LumiID's developer-friendly APIs.
{
"first_name": "John",
"last_name": "Doe",
"date_of_birth": "1992-04-12",
"country": "NG"
}{
"status": "clear",
"risk_score": 23,
"matches": [],
"decision": "pass"
}
One screening layer.
Multiple use cases.
Add AML intelligence wherever your business needs stronger customer risk controls.
Financial Services
Strengthen customer due diligence and compliance workflows.
Fintech & Payments
Screen users before granting access to financial products and services.
Lending
Add identity risk intelligence to customer underwriting and review.
KYB & Platforms
Screen businesses, owners and customers before onboarding them.
Build a complete identity risk stack.
Identity Verification
Verify government-issued identities and establish confidence in who your customers really are.
Explore →Liveness Check
Confirm that the person behind an identity is a real, live human.
Explore →Kura Fraud Intelligence
Combine identity, device, behavioural and network signals to detect suspicious activity.
Explore →
Don't just verify identity.
Understand identity risk.
Add AML intelligence to your onboarding and compliance stack with LumiID.