Verify government IDs. Trust every customer.
Instantly validate government-issued identity records through one secure API. Build faster onboarding, reduce identity fraud, and make confident decisions about every customer.
Identity verification
LumiID Verification API
Government ID
NIN
Name
JOHN DOE
Date of birth
25 MAY 1998
Identity number
***********
Match confidence
98.7%
Identity matched
Government record found
Identity confidence
Strong match detected
1 API
Connect your product to identity verification
Real-time
Fast identity lookups and verification responses
Africa-first
Designed around African identity ecosystems
Developer-ready
APIs, webhooks and easy integration
Verify the identities your business depends on
Connect your onboarding and verification workflows to trusted identity data without building separate integrations for every identity source.
NIN Verification
Validate Nigerian National Identification Numbers against available identity records.
BVN Verification
Verify banking identity information during onboarding, account opening and financial transactions.
Business Identity
Validate registered businesses and their identity information before onboarding merchants or partners.
TIN Verification
Verify tax identification information for businesses and customers where supported.
Stop making identity verification a bottleneck.
Your customers should not have to wait while your operations team manually checks identity information. LumiID gives your application the infrastructure to verify identities in real time.
Build with LumiIDFast verification
Receive identity verification results quickly enough to keep customers moving through your onboarding flow.
Consistent API
Integrate once and keep your identity verification workflow consistent across your product.
Better fraud controls
Establish a stronger identity layer before customers gain access to sensitive products or services.
Built to scale
Support growing verification volumes without building and maintaining multiple identity integrations yourself.
One API. Powerful identity data.
Send an identity number and the required verification information. LumiID handles the connection to the relevant identity source and returns a structured response your application can act on.
Send verification request
Submit the customer's identity information securely through the API.
LumiID verifies the identity
The verification pipeline checks the identity against the appropriate source.
Receive actionable results
Your application receives structured identity information and verification status.
{
"identity_type": "nin",
"identity_number": "12345678901",
"first_name": "John",
"last_name": "Doe",
"date_of_birth": "1998-05-25"
}Response
{
"status": "verified",
"match": true,
"confidence": 0.987,
"identity": {
"first_name": "JOHN",
"last_name": "DOE"
}
}Identity verification wherever trust matters.
Use LumiID to establish confidence before customers, merchants, employees or partners gain access to your platform.
Fintech & Banking
Verify customers during account opening, KYC and financial product onboarding.
Lending
Establish customer identity before approving loans, credit or other financial services.
Marketplaces
Verify sellers, merchants and other participants before allowing them to transact.
HR & Employment
Verify employee identity during recruitment and workforce onboarding.
Telecom & POS
Strengthen agent, merchant and customer onboarding with reliable identity verification.
Digital Platforms
Add an identity layer to any product where knowing who is behind an account matters.
Integrate the way your team works.
Whether your engineering team wants complete control or you need a ready-to-use verification experience, LumiID fits into your workflow.
Identity Verification API
Build your own identity verification experience with LumiID APIs. Ideal for teams that need complete control over their customer journey.
Explore API docs →Hosted Verification
Launch a complete verification flow without building every part of the identity journey yourself.
Explore verification →Government ID verification questions
What is government ID verification? ↓
Government ID verification is the process of checking information provided by a customer against trusted government-issued identity records to establish that the identity information is valid.
Which identity documents can LumiID verify? ↓
LumiID supports identity verification services including NIN and BVN in Nigeria, with additional identity sources available based on your integration and market.
Can developers integrate LumiID directly into our application? ↓
Yes. LumiID provides APIs that allow developers to integrate identity verification directly into their existing applications and onboarding workflows.
How does LumiID help reduce fraud? ↓
By establishing that a customer's identity information corresponds with trusted identity data before access is granted, LumiID helps businesses reduce the risk of fake, stolen or mismatched identities.
Know who you're onboarding.
Give your customers a faster onboarding experience while giving your business stronger identity assurance.