Biometric Verification API

Confirm they're real, present, and who they claim to be

A selfie or short video is all it takes. LumiID checks that the user is a live person in front of the camera, then matches their face against an ID document — calibrated for African faces and real-world photo quality.

Passive liveness — no gestures needed Calibrated for African faces No raw biometrics stored
Biometric check Live match
98% Match score
  • Liveness detected Real person
  • Spoof attempt check None detected
  • Face match to ID Matched
Why biometrics

A document alone can't stop impersonation

Stop impersonation at the gate

Confirm the person opening an account is physically present, not a stolen photo, a video replay, or someone else's ID.

Reduce drop-off, not security

Passive liveness needs no gesture prompts or repeated attempts — a single selfie or short video keeps onboarding fast.

Reuse it beyond onboarding

Apply the same check to selfie logins, high-risk transactions, and step-up authentication — not just sign-up.

Fraud-proof by design

Built to catch how spoofing actually happens

LumiLiveness runs quality gating and challenge checks before a face ever gets scored, so low-effort spoofing attempts are rejected early — not just flagged after the fact.

See LumiLiveness in the eKYC widget
  • Printed photo & screen replay detection
  • Video injection & virtual camera bypass detection
  • 3D mask & deepfake resistance
  • Timing & velocity checks against automated attacks
  • Image quality gating before scoring
Built for this market

Face matching that actually works on African data

Most face-match engines are tuned on datasets that don't reflect Africa's identity photos. LumiID is calibrated for the ones you'll actually see.

Dark-skin bias correction

Reduces the false-rejection rates common in engines trained on lighter-skewed datasets.

Age-aware threshold relaxation

Accounts for years-old, low-resolution BVN and NIN photos without loosening real fraud detection.

Multi-strategy match cascade

Falls back through multiple matching strategies before rejecting, instead of a single brittle threshold.

Built for low-bandwidth capture

The capture widget is optimized for older devices and unreliable connections, not flagship phones on fibre.

Where it fits

Beyond sign-up: reusable across the user lifecycle

Account opening & onboarding
Selfie login & re-authentication
High-risk transaction step-up
Driver & rider re-verification
Multi-factor authentication
Continuous identity monitoring
Go further

Pair biometrics with document checks and fraud intelligence

A live face match is strongest alongside a genuine document and a fraud risk score — together they cover identity, presence, and intent.

Verify the document too

Extract and authenticate the ID this biometric check should be matched against — NIN slips, passports, driver's licences and more.

Explore Document Verification

Score the risk behind the check

Feed device, velocity, and behavioural signals into Kura so a passed biometric check is weighed against the full fraud picture.

Explore Fraud Detection
FAQ

Common questions

Biometric verification confirms a user is a live, present person and that their face matches an identity document or reference photo. LumiID does this with passive liveness detection from a selfie or short video, paired with face matching, without requiring the user to perform gestures.
LumiID's anti-spoofing models are trained to catch printed photos, screen replays, video injections, 3D masks, and virtual camera software, and include challenge and timing checks to resist automated bypass attempts.
Yes. LumiID applies dark-skin bias correction and age-aware threshold adjustments to account for older or lower-quality BVN and NIN photos common across African identity databases.
No. LumiID is built to NDPR standards and does not retain raw biometric images or video beyond what's required to complete a verification.
Yes. Pairing biometric verification with LumiID's Document Verification API confirms both that a document is genuine and that the person presenting it is who they claim to be.

Build the future of digital identity with LumiID

Built with cutting-edge identity intelligence to deliver verification, fraud protection, and compliance that scale with you.