⚖️ Legal Framework & Agreement

Terms of Service

Governing the use of LumiID's identity intelligence and verification infrastructure.

Effective Date

November 11, 2025

Version

v1.0 (Standard)

These Terms of Service (“Terms”) govern your access to and use of LumiID, a product of Ezydevs Technologies (“LumiID,” “we,” “our,” or “us”). By using our website lumiid.com or our services, you agree to these Terms.

1. Acceptance of Terms

By accessing or using LumiID services, you agree to comply with these Terms, follow all applicable laws including NDPR, and maintain the confidentiality of your account credentials. If you do not agree, do not use LumiID services.

2. Services Overview

01

Identity verification and validation for individuals and businesses.

02

API services for enterprises to integrate verification workflows.

03

Wallet and payment-related services for users.

04

Fraud prevention and KYC/AML compliance solutions.

3. User Accounts

  • Users must be 18 years or older to create an account.
  • Maintain strict confidentiality of account credentials.
  • Provide accurate and complete registration information.

4. Acceptable Use

You strictly agree not to:

Use services for unlawful, fraudulent, or malicious purposes.

Interfere with other users or disrupt the platform integrity.

Attempt unauthorized access to accounts or API endpoints.

Collect personal data from others without explicit consent.

5. Intellectual Property

All content, software, branding, and data in LumiID are owned by Ezydevs Technologies or its licensors. Copying, modifying, distributing, or creating derivative works is prohibited without written permission. Trademarks and logos are property of Ezydevs Technologies.

6. Payment and Fees

  • Certain services may require payment processed through licensed providers (e.g., Paystack).
  • Fees are non-refundable unless otherwise specified.
  • We may update fees and notify users in advance.

7. Data Protection

By using LumiID, you consent to our Privacy Policy. Your personal data is processed in compliance with NDPR and applicable laws.

9. Limitation of Liability

Legal Notice

LumiID is provided “as-is.” We are not liable for any direct, indirect, incidental, or consequential damages arising from service use. Our maximum liability is limited to the amount paid for services in the 12 months preceding a claim.

12. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Disputes should first be resolved through negotiation, then by the exclusive jurisdiction of Nigerian courts if necessary.

14. Contact Information

Data Officer

Ezydevs Technologies (LumiID Division)
Gboko, Benue State, Nigeria

Support Channels

📧 privacy@lumiid.com
🌍 https://lumiid.com

Key Principles Observed

NDPR Compliance KYC/AML Alignment Transparency Integrity